Is Your Boat Insurance Truly Seaworthy?
Heading out on the water is the perfect escape from the day-to-day. However, spending time on the lake or sound also introduces unique liability risks. Our team is here to make sure your coverage is watertight—protecting your investment and your finances so you can cruise with total peace of mind, no matter what rough waters you might encounter.
Is Your Boat Covered by Your Home Insurance? Probably Not Enough.
Relying on a homeowners policy to protect your boat is a risky gamble. Most home insurance comes with heavy restrictions on watercraft size and horsepower, leaving major gaps in your liability and physical damage coverage. A specialized boat insurance policy bridges those gaps, giving you complete peace of mind before you launch.
Boat Insurance: what's covered
Typical coverages should include:
- Personal liability
- Boat
- Motor
- Trailer
- Medical and physical damage perils
We also provide insurance for the following types of boats and personal watercraft:
- Runabout
- Mini Jet Boat
- Sailboat
- Pontoon
- House Boat
- Cabin Cruiser
- Other Fishing Boat
- Bass Boat
Boat insurance discounts spoken here
We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:
- Own your home
- Have idle assisted steering installed
- Insure multiple vessels
- Bundle other kinds of insurance
- Are the original owner
- Pay your policy in full each year
- Have a clean automobile driving record
- Have a safety course certification
There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.
Why we're different
You may think you want the cheapest insurance you can find, but cheap isn't everything.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your boat.
Contact us today, and we'll help you protect what matters most.